Our Product - Steel Bridge

Discover our offering.

Steel Bridge is a consumer-facing offering that consists of three fundamental layers:

• Embedded Finance Layer

• Fleet Management Layer

• Marketplace Layer

We are currently testing the product among prospective users here.

Embedded Finance Layer

What it does?

• Small Tenure/End use Controlled Credit: Steel Bridge provides an OCEN compliant credit product for unorganized commercial vehicle operators on the platform where they can access fuel and other vehicle services.

• Proxy for Credit Score: Steel Bridge serves as a reliable proxy for assessing the creditworthiness of operators, giving lenders a new perspective on potential borrowers.

Who does this benefit?

• Vehicle Operators: Steel Bridge is a lifeline for operators facing liquidity crises, helping them manage their working capital efficiently and access the funds they need to keep their operations running smoothly.

• Lenders: For financial institutions and lenders, Steel Bridge offers an innovative way to diversify their credit products and expand their market reach. A product that takes advantage of OCEN and short term lending across an underserved category of borrowers.

Fleet Management Layer

What it does?

• Record Transactions/Expenses: This layer enables vehicle operators to record all transactions and expenses, providing them with insights into their Total Cost of Ownership (TCO).

• Understand Current Vehicle Value: Understand the true cost of depreciation on your vehicle based on market value.

• Record Fuel Usage and ODO Logs: Steel Bridge allows operators to track fuel usage and odometer readings, offering invaluable mileage data.

Who does this benefit?

• Vehicle Operators: Operators can use the Fleet Management Layer to increase their profits and productivity by optimizing their expenses and fuel efficiency.

• Lenders: Lenders can leverage the data collected to gain a deeper understanding of an operator's cash flow, operator productivity, and overall financial health.

Marketplace Layer

What it does?

• Find the Best Services: The Marketplace Layer empowers vehicle operators to discover the best services at the most competitive prices.

• Avail Services at a Discount and Using Credit: Operators can leverage Steel Bridge to access services at discounted rates and make payments using their credit.

• Judge Cost-to-Wallet and Reliability: Steel Bridge provides valuable information for operators to make informed decisions about cost-effectiveness and service reliability.

Who does this benefit?

• Vehicle Operators: The Marketplace Layer is a one-stop solution for operators looking to acquire services at the best rates and optimal time intervals, enhancing their operational efficiency.

• Sellers: Service providers benefit from the platform by improving their distribution channels and increasing conversion rates, ultimately growing their customer base.

Vehicle Insurance Layer

What it does?

• Cost Effective Telematics Insurance: The Marketplace Layer empowers vehicle operators to discover tailored insurance that's designed to reward safe driving and efficient vehicle utilization and ownership.

• Utilizes existing Steel Bridge Layers: Operators can leverage their usage history on Steel Bridge to avail the best costs on their insurance plans.

Who does this benefit?

• Vehicle Operators: The Marketplace Layer is a one-stop solution for operators looking to acquire vehicle insurance at the best rates, enhancing their operational efficiency.

• Insurance Providers: Service providers benefit from the platform by gaining access to more intuitive insights about driving and vehicle utilization behavior. This will be more effective than traditional underwriting models.